No cost to check
Getting connected through Debt Clearing Hub doesn't cost you anything, whichever lender you end up speaking with.
Mounting bills. A simpler way.
Debt Clearing Hub introduces you to a finance company willing to assess merging your outstanding accounts into a consolidated borrowing arrangement, leaving you a sole party to answer to instead of numerous creditors.
Seeing what's available generally begins with a light pull that leaves your credit standing intact.
- Free to checkNothing to pay to look at your options
- Straight to a lenderOne introduction, not a call list
- You make the callNothing is final until you say so
Every balance keeps its own calendar. One loan can keep a single one.
Each card, loan and bill comes with its own minimum, its own due date and its own lender. Even when you are current on all of them, keeping track is a job in itself.
A personal loan built to combine those balances can replace the patchwork with one lender, one payment date and one number to call.
What you would actually qualify for depends on your credit, income and existing balances. A lender can walk you through it.
A typical month
5due dates to keep track of
ACredit card
BStore card
CPersonal loan
DMedical bill
EOther balance
One loan, one lender
Illustration only. Your accounts and due dates will differ.
Three steps, with nothing to commit to along the way.
You will speak with an actual lender, not an automated queue. Here is what happens once you reach out.
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Step 1 of 3
Tell us what you are carrying
Answer a short set of questions about your balances and what you would like a single loan to simplify. There is nothing to upload at this stage.
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Step 2 of 3
Meet a lender who fits
We introduce you directly to a personal loan lender that works with situations like yours, instead of handing your details to a long list of companies.
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Step 3 of 3
Review the offer, then decide
Read the terms, ask anything you like and take the time you need. Nothing is final until you say it is.
Why people start here.
A simpler way to reach a lender, with fewer hand-offs and a clearer view of what happens next.
One conversation, not a dozen calls
We introduce you to a single lender directly. Your phone isn't passed around a list of companies competing for your details.
Your details stay contained
Your information is encrypted in transit and shared only with the lender you are connected to.
Made for balances that have piled up
This route tends to fit best when several accounts are running at once. A lender can tell you whether that describes you.
Does any of this sound familiar?
You don't need perfect credit or a fully mapped-out budget. You only need to be willing to look at where things stand.
Tap anything that sounds like you
Nothing tapped yet.
Combining balances into one loan isn't right for everyone, which is why we connect you rather than push you. If it doesn't suit your situation, a lender will tell you plainly.
What it felt like for them.
A few people we have connected with a lender.
I had reminders set for five different accounts. Now I know who I'm paying and who to call, and that alone took a weight off.
The lender walked me through everything and I never felt rushed. I read every line before I decided.
I expected a sales pitch. What I got was a straight conversation and room to think it over.
Answers before you share anything.
Straight replies to the questions people ask first.
Still have a question?Call (855) 410-8299 and talk to a person.
Getting connected typically starts with a soft inquiry, if there is an inquiry at all, so it generally won't touch your score. If you decide to move forward, ask your lender how their process works before you sign anything.
No. We are a connection service, not a lender. We introduce you to a personal loan lender that works with situations like yours. We don't lend money, and we don't set the rate, terms or approval for any loan.
There is no fee to use Debt Clearing Hub. Any rate, fees and repayment terms come from the lender, and they are explained to you before you agree to anything.
Lenders in our network typically work with unsecured balances, such as credit cards, existing personal loans and medical bills. Secured debts like a mortgage or an auto loan usually aren't included.
Not necessarily. Lenders look at your credit, income and existing balances together, and what is offered varies from person to person. Approval isn't guaranteed, and a lender can tell you where you stand.
A lender reviews your information and reaches out to talk through what may be available. How quickly that happens depends on the lender and on your details, and they can give you a realistic sense of what to expect.
Your details are encrypted in transit and shared only with the lender you are connected to. They aren't sold to unrelated third parties or call centers.
See what a simpler month could look like.
Checking your options is free and commits you to nothing. Whatever you decide, you will know more than you did before you started.
- No cost to check your options
- No obligation to accept an offer
- Direct contact with a real lender
Continue your request
Tell us what you're carrying.
Share a few details below and we'll introduce you to a lender in our network who can look at combining your balances into one loan. Approval, amount, rates, fees and terms are decided solely by the lender.
No application fee charged by this website
Review timing varies by lender — no obligation to move forward
Your details are encrypted in transit
Prefer to talk? Call (855) 410-8299
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